There are individuals, families, and organizations that are doing Kingdom work but have limited ability to access larger amounts of funding.

The reasons for these limitations are varied:

• Donors tend to donate to larger ministries instead of directly to families or individuals.

• Donors often feel the funds are more secure and have greater accountability when given to bigger organizations.

• Donors in the USA have been taught to give to non-profits that provide tax-deductible receipts.

• Many families or individuals have ministries that do not fit within the normal "box" defined by the standard procedures of larger ministries.

• Many missions organizations require every missionary to follow the same fundraising strategies and raise the same monthly amounts, regardless of the type of ministry they are doing. Our ministry partners need greater flexibility to do the work they are called to do, and therefore different financial needs and strategies are the norm.

• Our mission is not a "one size fits all" approach.

• Wine and Bread International (WABI) allows each family or individual partner to submit their financial need, and very little will be charged to them by WABI to give oversight and assistance to each partner.

• All donations received by WABI for partners will be held in an account for distribution to each partner as they have need for stipends, programs, projects, etc. There will be held in their account the amounts due for taxes, insurance needs, travel, retirement or savings, or ministry material needs, as specified by the partner.